Honestly, I am sure whatever you decide to do will be great! I always enjoy reading your newsletter! But maybe different categories/subjects on specific days will be helpful to keep ideas organized and easier to post because the focus is assigned to a given day. I really do enjoy the 7 things, because I ALWAYS read about something new! So whatever format is easiest, that works (for me lol) It is very challenging to keep up with all the news - so I don't try. I do limit my time reading the news (self-care, time). Lastly, I thought I had subscribed to Big Optimism but can someone share the link or lmk where to find it? TIA!!
- if you go to college don’t borrow money equal to the cost of a 30 year mortgage and then expect to purchase a home with another 30 year mortgage
- most trade occupations earn $25-100/hour
- don’t job hop every 1-2 years
- don’t expect employers to coddle you
- produce and increase your value rather than going through the motions until you look your for next job
- if the median Gen Z household earns just $78,538 that means each member earns less than $40K per year. That is a far cry from an inflation-adjusted $30K quoted in the Fortune article which, if that was 1970, would be worth $244K today. Now it all makes sense!
The USPS article reminds me of all the policy flip-flopping recently going on. SMH…
DOGE makes me think of the British term “dodgy.” It terrifies me that someone like musk has unfettered access to all our information, all the federal bank accounts where my taxes go and all my personal information, my SS and Medicare - especially when the same people are now reportedly “reprogramming” the systems.
On an important note, I like pretty much anything you do with this newsletter. Its my first read of the day!
I am a +70 and enjoy your column. Eventhough, I am retired, I don't get a chance to read it everyday. Since I retired about 20 years ago, I have to admit that I rarely have a boring day! I have made some good life and financial decisions, live a healthy lifestyle and have been lucky! Change is usually good but can been difficult and challenging at times! Keep going with the interesting articles and I will try to read it everyday even though there can be distractions. And I will try to stay more focused in my endeavors. Thanks for your writing.
I adore the randomness / but also topical nature of the newsletter. There’s always something new to learn.
As a current subscriber to other newsletters about health or gardening or tech, I know that I can count on yours to bring something from outside my current world/echo chamber.
Change if you want to - you won’t lose this subscriber either way.
How does this affect the 4 papers - English language exams that the school pupils write in order to pass the grade.
Back in the late 2000s, my son wrote a composition and letter for english class and I had to proof read it...
Picture me frowning, eyeballs flitting back and forth - going back to the previous sentence and then scanning the top paragraph twice over to make sense of the 'body' of the essay...
Dodgy became 'dodge', early became 'earlz', fussy became 'ish' - like - as in 'full of', cell phone number became 'digits' - to a point that i needed to decipher what his essay was actually about.
(I actually liked the 'digits' word and started using it ..hehehe,,, its quite cute)
moving on...
English, being a compulsory subject to pass the grade - I told him that I refuse to pay school fees if he fails that grade, thus he better use english words that teachers are expecting to understand.
Imagine having to answer an exam question based on English literature -
Shakespeare's Anthony and Cleopatra
What is the symbolism for "Age cannot wither her, nor Custom stale her infinite variety" ?
My version in the 80s: "She's fresh, she's so fresh" - Cool and the Gang
This 60 year old with untreated ADHD loves this disorginization (your words) of how you have written in the past.
Your newsletter, your work, and your profession, so I am confident you know best about these things...I am just saying it is like opening a present each day and NOT knowing what is going to be there!
Whatever you think to write about will be fine. I really like the variety of subjects written. I frequently forward your essays to friends. I find you are refreshing thoughtful. Thanks for getting sick of being a lawyer.
Regarding your Valentines Day theme, my parents knew each other for three months and were married on Valentines Day, 1964, and stayed married for over 50 years until my mother passed away in 2018. My son and his fiance are getting married this Valentines Day using my parents rings, and they are the same age as my parents were, she 19 and he just turned 20. But they have been together for 3 1/2 years, not months. Crazy kids!
enjoy reading your columns even if the topics bounce around a lot.
With regard to the Gen Z, I am a boomer, as is my hubby. We both had good jobs, but the only way we afforded our first house was when his mom passed away and we bought out his sister's interest in the mom's house. No one is entitled to buy a house, not everyone can afford a house. There are a lot of costs besides just the mortgage.
and enough about slang, when I was a teen, we made up our own language. Kids these days are such slackers . . . . . .
I don't always open your newsletters. I almost always save them for later. I have my email settings so that I can read as much as possible without opening it. I have so many saved newsletters! I've now stepped back from working fulltime and hope to open up those past newsletters and actually read your new ones! I like the organizational updates you're planning. Keep on writing!
I trust that your changes will continue to add value to my day. As well, I will TRY (sorry Yoda) to add value to this section.
Gen Z, I hope will use this time to create a positive change in the future.
In that, I hope they recognize the Department of Education's loan currently limiting they're ability to grow financially, was not to support affordability for them, but to increase profits for the colleges. Just as Fannie and Freddie's loans were not to support affordability and have facilitated the awful run up, crash, and continued climb of housing prices.
We WERE at an inflection point in the country.
That passed with no correction from ruling elites and now we have the broback. Its the painful correction, old school Dad's belt method.
There is a lot to unwind in the Federal Budget, funding of NGOs, and the alignment of funds between fed and state. A lot of which is funded through debt.
Debt = future liability. In essence a smaller future for the kids due to larger taxes.
Gen Z has a lot to be upset about if we can't cut expenses and grow out of this problem. That's a problem, because next to no one thinks we can grow that much.
On slang, its always been a thing and in large part the point is for previous generations not to understand it. It's rebellious by nature.
I think I made a similar comment a few days ago - I'm retired but don't have time to read your articles every day, so like now, I'm late commenting. In general I always find something of interest! Slang - haha. Will be gathering this summer w/ my 3 sons & their families/my 6 grandkids/ages at that time will be 4-12, so there might be some slang I should brush up on.
I saw the USPS news, & I had ordered some nice boots which I thought, oh darn, those won't be coming, then the next day that news changed so I'm expecting to get my date of shipping in the next few days...
Hey Bill, I can't think of anything that would be better than what you're already doing, but... it might be fun to tease what's going to be in tomorrow's newsletter.
I love the stories of some obscure persons in history who did something that changed our lives forever, but without the fanfare. Kind of like the guy who invented the aglet. Where would we be if we always had to lick and twist the ends of our shoestrings to get them through those little holes?
Anyway, for your own sanity get organized, but the ADHD fueled, loud Starbucks inspired masterpieces you put out daily need no refining, in my opinion.
Honestly, I am sure whatever you decide to do will be great! I always enjoy reading your newsletter! But maybe different categories/subjects on specific days will be helpful to keep ideas organized and easier to post because the focus is assigned to a given day. I really do enjoy the 7 things, because I ALWAYS read about something new! So whatever format is easiest, that works (for me lol) It is very challenging to keep up with all the news - so I don't try. I do limit my time reading the news (self-care, time). Lastly, I thought I had subscribed to Big Optimism but can someone share the link or lmk where to find it? TIA!!
A. Couple of Gen Z points:
- if you go to college don’t borrow money equal to the cost of a 30 year mortgage and then expect to purchase a home with another 30 year mortgage
- most trade occupations earn $25-100/hour
- don’t job hop every 1-2 years
- don’t expect employers to coddle you
- produce and increase your value rather than going through the motions until you look your for next job
- if the median Gen Z household earns just $78,538 that means each member earns less than $40K per year. That is a far cry from an inflation-adjusted $30K quoted in the Fortune article which, if that was 1970, would be worth $244K today. Now it all makes sense!
The USPS article reminds me of all the policy flip-flopping recently going on. SMH…
DOGE makes me think of the British term “dodgy.” It terrifies me that someone like musk has unfettered access to all our information, all the federal bank accounts where my taxes go and all my personal information, my SS and Medicare - especially when the same people are now reportedly “reprogramming” the systems.
On an important note, I like pretty much anything you do with this newsletter. Its my first read of the day!
I always read this acronym pronounced as “doggie” You can tell since Musk is “lifting his leg” on the entire country and government
Hah!!!
I am a +70 and enjoy your column. Eventhough, I am retired, I don't get a chance to read it everyday. Since I retired about 20 years ago, I have to admit that I rarely have a boring day! I have made some good life and financial decisions, live a healthy lifestyle and have been lucky! Change is usually good but can been difficult and challenging at times! Keep going with the interesting articles and I will try to read it everyday even though there can be distractions. And I will try to stay more focused in my endeavors. Thanks for your writing.
I love the 7 things you need to know today! That is my favorite part of the newsletter. You always pick the best topics.
I adore the randomness / but also topical nature of the newsletter. There’s always something new to learn.
As a current subscriber to other newsletters about health or gardening or tech, I know that I can count on yours to bring something from outside my current world/echo chamber.
Change if you want to - you won’t lose this subscriber either way.
Re: new slang lingo...
Question ?
How does this affect the 4 papers - English language exams that the school pupils write in order to pass the grade.
Back in the late 2000s, my son wrote a composition and letter for english class and I had to proof read it...
Picture me frowning, eyeballs flitting back and forth - going back to the previous sentence and then scanning the top paragraph twice over to make sense of the 'body' of the essay...
Dodgy became 'dodge', early became 'earlz', fussy became 'ish' - like - as in 'full of', cell phone number became 'digits' - to a point that i needed to decipher what his essay was actually about.
(I actually liked the 'digits' word and started using it ..hehehe,,, its quite cute)
moving on...
English, being a compulsory subject to pass the grade - I told him that I refuse to pay school fees if he fails that grade, thus he better use english words that teachers are expecting to understand.
Imagine having to answer an exam question based on English literature -
Shakespeare's Anthony and Cleopatra
What is the symbolism for "Age cannot wither her, nor Custom stale her infinite variety" ?
My version in the 80s: "She's fresh, she's so fresh" - Cool and the Gang
My sons's version in 2010: 'MILF"
GenZ version: Slay
Enough said ~
Hey Bill.
This 60 year old with untreated ADHD loves this disorginization (your words) of how you have written in the past.
Your newsletter, your work, and your profession, so I am confident you know best about these things...I am just saying it is like opening a present each day and NOT knowing what is going to be there!
I'll be here either way.
Best.
Scott
Whatever you think to write about will be fine. I really like the variety of subjects written. I frequently forward your essays to friends. I find you are refreshing thoughtful. Thanks for getting sick of being a lawyer.
Regarding your Valentines Day theme, my parents knew each other for three months and were married on Valentines Day, 1964, and stayed married for over 50 years until my mother passed away in 2018. My son and his fiance are getting married this Valentines Day using my parents rings, and they are the same age as my parents were, she 19 and he just turned 20. But they have been together for 3 1/2 years, not months. Crazy kids!
enjoy reading your columns even if the topics bounce around a lot.
With regard to the Gen Z, I am a boomer, as is my hubby. We both had good jobs, but the only way we afforded our first house was when his mom passed away and we bought out his sister's interest in the mom's house. No one is entitled to buy a house, not everyone can afford a house. There are a lot of costs besides just the mortgage.
and enough about slang, when I was a teen, we made up our own language. Kids these days are such slackers . . . . . .
I don't always open your newsletters. I almost always save them for later. I have my email settings so that I can read as much as possible without opening it. I have so many saved newsletters! I've now stepped back from working fulltime and hope to open up those past newsletters and actually read your new ones! I like the organizational updates you're planning. Keep on writing!
I trust that your changes will continue to add value to my day. As well, I will TRY (sorry Yoda) to add value to this section.
Gen Z, I hope will use this time to create a positive change in the future.
In that, I hope they recognize the Department of Education's loan currently limiting they're ability to grow financially, was not to support affordability for them, but to increase profits for the colleges. Just as Fannie and Freddie's loans were not to support affordability and have facilitated the awful run up, crash, and continued climb of housing prices.
We WERE at an inflection point in the country.
That passed with no correction from ruling elites and now we have the broback. Its the painful correction, old school Dad's belt method.
There is a lot to unwind in the Federal Budget, funding of NGOs, and the alignment of funds between fed and state. A lot of which is funded through debt.
Debt = future liability. In essence a smaller future for the kids due to larger taxes.
Gen Z has a lot to be upset about if we can't cut expenses and grow out of this problem. That's a problem, because next to no one thinks we can grow that much.
On slang, its always been a thing and in large part the point is for previous generations not to understand it. It's rebellious by nature.
I think I made a similar comment a few days ago - I'm retired but don't have time to read your articles every day, so like now, I'm late commenting. In general I always find something of interest! Slang - haha. Will be gathering this summer w/ my 3 sons & their families/my 6 grandkids/ages at that time will be 4-12, so there might be some slang I should brush up on.
I saw the USPS news, & I had ordered some nice boots which I thought, oh darn, those won't be coming, then the next day that news changed so I'm expecting to get my date of shipping in the next few days...
Hey Bill, I can't think of anything that would be better than what you're already doing, but... it might be fun to tease what's going to be in tomorrow's newsletter.
I love the stories of some obscure persons in history who did something that changed our lives forever, but without the fanfare. Kind of like the guy who invented the aglet. Where would we be if we always had to lick and twist the ends of our shoestrings to get them through those little holes?
Anyway, for your own sanity get organized, but the ADHD fueled, loud Starbucks inspired masterpieces you put out daily need no refining, in my opinion.