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Carol Shetler's avatar

Hi, Bill, I am SO right there at the DROOM cliff. Luckily I have a good client who was willing to advance ME twice the amount I asked her for this week to keep my VISA card from going into "card-iac arrest!" I have adapted the idea of Pay by the Day to my bills as well. I pay a little on them when I have some cash, so that when the "deadline" arrives, I have either paid the whole minimum, a little more or have just a few $ more to hand over. With my credit card I try to pay 1.5X the minimum every month when I don't have steady work. This keeps me out of trouble quite well.

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